Fast, Flexible Private Funding

Capital When You Need It Most

We provide fast, reliable private money lending solutions for real estate investors. From transactional funding to fix & flip — close your deals with confidence.

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Close in 24-48 Hours

Lightning-fast turnaround

Flexible Terms

Customized to your deal

Proven Track Record

Hundreds of deals funded

Simple Process

Apply online in minutes

Our Loan Programs

Funding Solutions for Every Deal

Whether you're wholesaling, flipping, or bridging — we have the capital and expertise to get your deal done.

EMD & Double Close

Transactional Funding

Short-term capital for wholesalers needing earnest money deposits or same-day double closings. Fund your deals without using your own cash.

Same-day funding available
EMD deposits covered
Double close facilitation

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Renovation Loans

Fix & Flip Funding

Acquisition and rehab financing for investors looking to purchase, renovate, and sell properties for profit. Competitive rates for experienced flippers.

Up to 90% of purchase price
100% rehab funding available
12-18 month terms

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Short-Term Bridge Loans

Bridge Funding

Bridge the gap between purchasing a new property and selling an existing one. Ideal for time-sensitive acquisitions that can't wait for traditional financing.

Quick approval process
Flexible exit strategies
Interest-only payments

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Fill the Funding Gap

Gap Funding

Supplemental financing to cover the difference between your primary loan and the total capital needed. Perfect for investors who need that extra push to close.

Cover down payments
Supplement primary loans
Creative structuring

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How It Works

From Application to Funding

Our streamlined process gets you from application to closing table as fast as possible.

Submit Your Application

Fill out our simple online application with your deal details. It takes just a few minutes.

Quick Review

Our team reviews your deal and gets back to you within hours — not days or weeks.

Get Approved

Receive your approval with clear terms. No hidden fees, no surprises — just straightforward lending.

Close & Fund

We fund your deal at the closing table. Fast, reliable capital so you never miss an opportunity.

Why Choose Us

The Private Lender Investors Trust

We've built our reputation on speed, reliability, and putting our borrowers first.

Speed of Execution

We understand that in real estate, timing is everything. Our streamlined process ensures you get funded fast — often within 24-48 hours.

Investor-Focused

We're investors ourselves. We understand the deals, the numbers, and what it takes to close successfully.

Competitive Rates

Our rates are structured to keep your deals profitable. No hidden fees, no surprises — just straightforward lending.

Reliability

When we commit to funding your deal, we deliver. Our track record speaks for itself with hundreds of successful closings.

Direct Communication

Talk directly to decision-makers, not intermediaries. Get answers and approvals without the runaround.

Experience & Expertise

Years of experience in private money lending means we can structure creative solutions for complex deals.

Got Questions?

Frequently Asked Questions

How much do you charge for transactional?

We charge 5% up-front return for EMD (up to 30 days) with an additional 20% fee when it closes. Double close funding starts at 1.5%. These numbers can change depending on duration of the deal and risks involved. Seller carry-back funding starts at 2.5% for the added work.

Are there any up-front fees?

For EMD, we charge the 5% fee up front to pay our team for underwriting and processing the deal. Sadly we must do this so we don't end up losing money by funding your cancelled deal. This is significantly lower than what most people charge when a deal closes, so if you're confident in your deal you'll save lots of capital.

Can you fund EMD for end buyers?

We can fund EMD for end buyers if you and the seller sign an addendum making the inspection period go through the close of escrow. All details will be sent when your deal is submitted.

What qualifies as double closing?

A double closing is a real estate transaction method where two back-to-back property sales occur on the same day, involving three parties: the original seller, the wholesaler (investor), and the end buyer. First Transaction: The investor agrees to purchase the property from the original seller. Second Transaction: The investor simultaneously sells the property to the end buyer at a higher price. During a double closing, the investor typically uses transactional funding (our services) to close the first transaction. This allows the investor to profit from the difference in sale prices without needing to use their own funds for an extended period. Double closings are often used in real estate wholesaling and transactional funding, allowing investors to efficiently facilitate deals and earn profits by connecting motivated sellers with interested buyers.

How quickly can we get our deal funded?

We typically require 48 hours of notice to fund a deal, however we have funded in as quickly as 5 hours (seriously). If you have a deal, your best bet is to submit it as soon as possible so we can review it and get the process started.

What happens if the deal doesn't close?

If an EMD deal does not close, we just have the EMD sent back. Your only cost would be the up front fee and nothing else. For double closing and seller carry-backs there would be no charge since we don't fund until closing.

Ready to Fund Your Next Deal?

Get pre-approved in minutes. Our team is standing by to help structure the perfect funding solution for your deal.

Start Your Application